Insurance dating

Insurance Policy Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. Backdating a car insurance policies is illegal and something no reputable insurance company or agent would ever do. How come? If you could do this, nobody would ever buy car insurance until after an accident happened. Lawsuits would inevitably skyrocket, clogging our already over-burdened court system.
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So Answer Financial asks, why not insurance? If 40 million people choose to find love online, maybe they should buy insurance the same way. Answer Financial, which sells personal lines insurance online through its agencies Insurance Answer Center and Right Answer Insurance, offers eight reasons to think of insurance like online dating. Among them:. Answer Financial is having some fun.
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Backdating is the practice of marking a document, whether a check, contract or another legally binding document, with a date that is before what it should be. Backdating is usually disallowed and even can be illegal or fraudulent based on the situation. There are certain situations, however, when backdating is acceptable; however, the parties involved must agree to it. There was a spate of backdating stock options in the s, mostly at technology firms that rely heavily on stock options for executive compensation, but also at some companies not in the tech sector. The backdating scheme involved moving an effective date for the exercise of stock options from when the options were ' out of the money ' to a date that made the options ' in the money ' to allow certain executives to exercise their options profitably.
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